ABACUS Banking Platform

Banking technology, from core to digital.

ABACUS combines comprehensive banking operations with our eBanking and mBanking solutions. Secure APIs also let banks connect alternative digital channels. Payment connectivity covers SEPA, TIPS, RTGS/GIRO and SWIFT, alongside PSD2 Open Banking services.

Explore functional domains

ABACUSBANKING PLATFORM

Platform capabilities

Deposits & Accounts

Current, savings and foreign currency accounts, term deposits and interest calculation.

Explore this area

External financial infrastructure

SWIFT
ISO 20022
SEPA
TIPS
RTGS / GIRO
PSD2 Open Banking
Card processing
External banking systems

Banking operations

Accounts, deposits, lending, cards, treasury, risk management, accounting and regulatory reporting.

Digital banking channels

Our eBanking and mBanking solutions, with secure APIs that also allow banks to connect other web and mobile banking applications.

Payments & Open Banking

Interfaces for RTGS/GIRO, SEPA, TIPS, SWIFT and ISO 20022, alongside PSD2 Open Banking services for third-party providers.

Individual and legal entity management
Central customer registry
Related parties and customer relationships
Customer identification and classification
Customer portfolio and exposure
Organizational units and business network
Customer activities and business history

Banking technology, from core to digital.

Deposits & Accounts

Banking operations

Digital banking channels

Payments & Open Banking

Customer & Relationship ManagementA single view of individuals and legal entities, their relationships, exposure and business history.View capabilitiesHide details

Deposits & AccountsComplete management of accounts and deposit products, from account opening to interest calculation.View capabilitiesHide details

Loans & LendingThe lending process for retail and corporate clients, from application and approval to accounting and portfolio monitoring.View capabilitiesHide details

PaymentsDomestic and international transfers, SEPA credit transfers, instant payments, TIPS and SWIFT connectivity, supported by ISO 20022/MX messaging.View capabilitiesHide details

Card ManagementA dedicated functional domain for complete debit and credit card management, from issuing to reconciliation and reporting.View capabilitiesHide details

Teller & Branch OperationsBranch and cash desk operations with controls at the level of every business unit.View capabilitiesHide details

Treasury & Financial MarketsTreasury operations, foreign exchange and financial instruments with related accounting and reporting.View capabilitiesHide details

Guarantees & Letters of CreditIssuing and tracking bank guarantees and letters of credit, with exposure and maturity management.View capabilitiesHide details

Risk ManagementAn integrated set of capabilities covering every key type of banking risk, from credit and operational risk to liquidity risk and ALM.View capabilitiesHide details

General Ledger & AccountingMulti-currency accounting with automated postings and a complete period-closing process.View capabilitiesHide details

Regulatory Reporting & AnalyticsReporting to regulators and management, with data analytics and business intelligence.View capabilitiesHide details

Digital Banking & Open BankingOur eBanking and mBanking solutions, secure APIs for partner-developed digital channels, and PSD2 Open Banking services.View capabilitiesHide details

Administration & ArchitectureA configurable, modular foundation with access control, business rules and a full audit trail.View capabilitiesHide details